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Mobile Phone insurance

Comprehensive insurance for all mobile phone models at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

30+ Years


Industry experience
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loveit coverit

Mobile Phone insurance

Comprehensive insurance for all mobile phone models at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

Excellent


Trustpilot score
Trustpilot
Trustpilot
As seen on

As seen on The Times
As seen on Finance Digest

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Loss included as standard
We’re one of the few insurance providers to offer loss as standard.

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Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.

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12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.

What is Mobile Phone Insurance?

If you have mobile phone insurance you can claim back money to cover the cost of a repair or get a new one, if your phone gets into trouble: if it’s lost, accidentally damaged, or stolen, for example.

Mobile phone insurance differs from a phone manufacturer’s warranty, which is typically time-restricted to 12 months or so, and only covers damage that wasn’t your fault. Phone insurance, on the other hand, lasts as long as you pay for your plan, and protects against much more than a warranty.

Typically, if you want to make a mobile phone insurance claim, you will have to pay a small excess fee before sending off the phone to be repaired. If it’s being replaced, it will be replaced and sent to you.

Do I need mobile phone insurance?

In an era where smartphones have become indispensable, mobile phone insurance is a necessity. It shields your device from accidental damage like drops, spills, and cracked screens. Theft, loss, and unexpected malfunctions are also covered. With worldwide coverage options, you can travel with peace of mind. Mobile phone insurance offers excellent value compared to expensive repairs or replacements. At loveit coverit, we provide tailored and affordable insurance plans to protect your smartphone investment. Don’t wait until it’s too late – ensure your device and enjoy a worry-free experience!

Can I get mobile phone insurance if my phone is already damaged?

If your phone is already damaged, you can still get mobile phone insurance. However, it’s important to note that insurance providers typically have certain conditions and limitations regarding pre-existing damage.

At loveit coverit, we understand that accidents happen, and we aim to provide coverage for a wide range of situations. While we may offer insurance for phones with existing damage, it’s essential to review the specific terms and conditions of our policy.

In some cases, insurance coverage for a phone with pre-existing damage might be subject to additional fees or exclusions. It’s crucial to be transparent about the condition of your device when purchasing insurance. This helps ensure that you receive accurate coverage and avoid any potential complications during the claims process.

To determine the best course of action and understand the options available to you, we recommend reaching out to our customer support team. Our knowledgeable representatives will guide you through the process, addressing any concerns and providing the necessary information regarding mobile phone insurance for a damaged device. Protecting your phone with insurance is still beneficial, even if it has existing damage. It can offer coverage for future accidents or incidents, giving you peace of mind moving forward. Contact us today to discuss your specific situation and find the right insurance solution for your needs.

Mobile phone insurance - loveit coverit

High-quality mobile phone insurance you can count on

We tailor our specialist mobile phone insurance policies to suit your device and lifestyle because we know everyone has different needs. You can choose from our Plus or Premium plans, depending on what suits you and your requirements.

Theft and Loss are considered standard in all of our mobile phone insurance plans, unlike many other providers.

Cracked Screen Cover is part of our Premium plan, so if you drop your phone and cracked the screen, we'll quickly repair and return it to you.

If you're prone to accidents, phone insurance is a must! You can stay protected against Liquid Damage and Accidental Damage should you drop or drown your much-loved device.

Extra benefits of our policies include Worldwide Cover and Accessory Cover, so don't miss out.

Popular handsets

iPhone Insurance

Our Cover

Accessory Cover

Whether it’s a charger, a phone case or your headphones, we know you’ll want to protect your phone’s accessories. That’s why we offer accessory cover that protects against theft and damage.

Accidental Damage

Accidents can happen, usually when you least expect it! But when they happen to your mobile phone, our cover will put your mind at ease and financially reassure you.

Airtime Abuse

It’s bad enough if your phone gets stolen, but airtime abuse can also be a cause for concern. That’s why all of our mobile phone policies also cover the cost of calls and messages that have been made without your permission.

Cracked Screen

If you’ve dropped your device and cracked the screen or found that it’s no longer working properly, we are here to ensure it gets repaired quickly!

Liquid Damage

Whether it’s dropping your phone in the bath or spilling coffee over your tablet- we have heard it all! Take our cover that protects your mobile phone against liquid damage, so if the worst does happen to your device, we can repair or replace it in no time.

Loss

If you have a tendency to lose things, our cover is perfect for you as it includes loss as standard and can provide you with that added level of security.

Mechanical Breakdown

If your smartphone breaks down mechanically or an electrical fault occurs outside of its period of warranty, we can cover you.

Theft

It’s not your fault when your phone is taken from you, that’s why we’re here to offer you a replacement mobile phone and protect you against unauthorised calls.

Worldwide Cover

At loveit coverit, we understand you’ll want to take your phone with you when you travel abroad. This is why we give you unlimited worldwide cover, so you can relax while you’re travelling across the globe.

We cover all makes and models

If you have an older phone, you don't need to worry. We also cover older models, as long as your phone is less than 3 years old and was bought as new.

Not only do we provide insurance for all popular manufacturers in the industry, such as Apple, Samsung, Sony and Google, but we also cover lesser known manufacturers including Getac, Sonim and many more.

We offer affordable and competitive prices on the latest models including iPhone 14, Samsung S21 and iPhone 13 Pro.

Choose your device below and receive an instant quote.
If you can't see your particular phone listed, don't hesitate to call us on 01-16950723

Why insure your phone with loveit coverit?

Providing gadget insurance in Ireland for years
With nearly three decades in the insurance industry, loveit coverit are highly experienced in delivering comprehensive, specialist gadget insurance policies. Since 2010, we have been providing gadget cover in Ireland, so you can be safe in the knowledge that you're in the hands of a capable and well-established company.
We handle every claim in-house
Not only are we fully regulated by the FCA, but our in-house customer care team provide an end-to-end service. Any repair or replacement is issued from our own repairers, which is why you can trust us to deliver a reliable and efficient service.
No minimum contract
We always like to make things as easy as possible for our customers, which is why we make sure our insurance policies are flexible and if you need to, you can cancel at any time, subject to terms and conditions. We don't want to restrict you, which is why we'll never tie you down to 12 month or longer contracts.
14-day money back guarantee
We'll provide you with a full refund if you choose to cancel your policy within 14 days of the policy start-date, as long as you haven't made a claim. Our service includes a two-week grace period, so that you won't lose out should you decide to change your mind.
We provide unlimited claims
Unlike some other insurance providers in the market, we don't have a limit on the number of claims you can make. That's irrespective of what the cause was. So if your phone gets damaged twice in one year, you don't need to worry as we'll still have you covered.
10% discount - when you insure more than one device
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Frequently asked questions

For policies prior to 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group.

For new policies and renewals after 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Collinson Insurance Europe Limited, regulated and authorised by the Malta Financial Services Authority, with a registration number C8997 and registered office at Third Floor, Development House, St. Anne Street, Floriana, FRN 9010, Malta.

Your policy is administered by AGS Pier GmbH (UK Branch).

We understand the inconvenience that being without a phone or tablet can cause, which is why we endeavour to have a replacement device in your hands within 48 hours of us approving your claim.

Once we've agreed your claim, we'll endeavour to replace your device with the same make, model and colour. We'll then send it to you as quickly as possible. If your device isn't manufactured anymore, we will provide the nearest comparable model.

We've details exactly what is not covered in the Policy Excess and Key Exclusions and Limitations pages.
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