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iPhone insurance

A comprehensive insurance policy for all iPhone models at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

30+ Years


Industry experience
Trustpilot
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loveit coverit

iPhone insurance

A comprehensive insurance policy for all iPhone models at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

Excellent


Trustpilot score
Trustpilot
Trustpilot
As seen on

As seen on The Times
As seen on Finance Digest

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Loss included as standard
We’re one of the few insurance providers to offer loss as standard.

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Unlimited claims and repairs
We provide unlimited repairs and replacements on all our insurance policies.

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12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.

What is iPhone Insurance?

iPhone insurance is a type of mobile phone insurance designed specifically with iPhones in mind. All the coverage that is included takes into account the requirements of Apple products and services. This way, if something happens to your iphone, you can be sure that our insurance will cover it.

Do you need iPhone insurance?

iPhones are among the most expensive phone models on the market, but also the most popular. Thanks to their gorgeous design and clean operating system, Apple iPhones are highly sought-after smartphones.

However, imagine if something happened to your €1000+ phone – would you be able to pay for a replacement or repairs right away? It isn’t easy to find that much money at short notice…

Apple iPhone insurance gives you the chance to pay a small monthly or annual premium so that if anything happens to your device, the insurer will repair it or replace it. This will be taken care of within days and with nothing except the excess to pay (usually from €30 – €175, depending on the device).

This gives you a more affordable way to get your precious iPhone back in working order after a mishap and handle the mounting cost of repairing or replacing your Apple device. You can get iPhone 13 insurance, iPhone 12 insurance… in fact, almost any model of iPhone can be insured by loveit coverit. Find a list of the popular devices insured with us below.

iPhone insurance - loveit coverit

High-quality iPhone insurance you can count on

Our specialist Apple insurance policies cover a wide range of models, from the iPhone 6 and older, right the way through to the latest iPhone 15 and iPhone 16 handsets. Depending on your individual needs and requirements, you can choose either our Plus or Premium plan.

loveit coverit include cover for Theft and Loss as standard in all of our iPhone policies!

Statistically, people are most likely to claim for Cracked Screen Cover - that's why we include it in our Premium cover. We will speedily and efficiently repair or replace your smashed screen.

Our Accidental Damage and Liquid Damage Cover, which we we include in our Premium iPhone policies, provide even the most accident-prone customers with peace of mind.

All of our Apple policies include Worldwide Cover. We will also protect your Accessories, so that they are safe while you travel. What's more, we will cover any unauthorised calls that have been made.

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Popular handsets

Loveit Coverit

iphone 15
Loveit Coverit

iPhone 14 Pro/Max
Loveit Coverit

iPhone 13 Pro/Max
Loveit Coverit

iPhone 12 Pro/Max
Loveit Coverit

iPhone 11 Pro/Max
Loveit Coverit

iPhone SE 2022

Our Cover

Accessory Cover

Whether it’s a charger, a phone case or your headphones, we know you’ll want to protect your phone’s accessories. That’s why we offer accessory cover that protects against theft and damage.

Accidental Damage

Accidents can happen, usually when you least expect it! But when they happen to your mobile phone, our cover will put your mind at ease and financially reassure you.

Airtime Abuse

It’s bad enough if your phone gets stolen, but airtime abuse can also be a cause for concern. That’s why all of our mobile phone policies also cover the cost of calls and messages that have been made without your permission.

Cracked Screen

If you’ve dropped your device and cracked the screen or found that it’s no longer working properly, we are here to ensure it gets repaired quickly!

Liquid Damage

Whether it’s dropping your phone in the bath or spilling coffee over your tablet- we have heard it all! Take our cover that protects your mobile phone against liquid damage, so if the worst does happen to your device, we can repair or replace it in no time.

Loss

If you have a tendency to lose things, our cover is perfect for you as it includes loss as standard and can provide you with that added level of security.

Mechanical Breakdown

If your smartphone breaks down mechanically or an electrical fault occurs outside of its period of warranty, we can cover you.

Theft

It’s not your fault when your phone is taken from you, that’s why we’re here to offer you a replacement mobile phone and protect you against unauthorised calls.

Worldwide Cover

At loveit coverit, we understand you’ll want to take your phone with you when you travel abroad. This is why we give you unlimited worldwide cover, so you can relax while you’re travelling across the globe.

iPhone insurance from loveit coverit

loveit coverit have been insuring iPhones since Apple released its first ever handset in 2007. We have adapted and evolved alongside the iPhone, developing policies for each and every new release. We've got the knowledge and experience needed to provide you with the best iPhone insurance policies, having delivered them in Ireland for 10 years!

We specialise in providing Apple users with personal insurance plans. Here at loveit coverit, we recognise that the iPhone is one of the most popular handset types in the market, so we know how much customers love their phones! It can be a distressing time when something happens to your phone, whether it's been stolen, lost or damaged. That's why we prepare policies that leave you feeling safe in the knowledge that your beloved device is protected, no matter what.

We are always aware of iPhone insurance in the Irish market. This ensures that our cover is consistently affordable and inclusive.

If you want to compare iPhone insurance online, always check excess fees and find out exactly what is covered in your policy. We are one of the few providers in Ireland who include Loss as standard. So, if you have recently upgraded to the iPhone 8 or X and want to protect your new handset against loss, theft and damage, choose loveit coverit.

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10% discount - when you insure more than one device
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Why insure your phone with loveit coverit?

Providing gadget insurance in Ireland for years
With nearly three decades in the insurance industry, loveit coverit are highly experienced in delivering comprehensive, specialist gadget insurance policies. Since 2010, we have been providing gadget cover in Ireland, so you can be safe in the knowledge that you're in the hands of a capable and well-established company.
We handle every claim in-house
Not only are we fully regulated by the FCA, but our in-house customer care team provide an end-to-end service. Any repair or replacement is issued from our own repairers, which is why you can trust us to deliver a reliable and efficient service.
No minimum contract
We always like to make things as easy as possible for our customers, which is why we make sure our insurance policies are flexible and if you need to, you can cancel at any time, subject to terms and conditions. We don't want to restrict you, which is why we'll never tie you down to 12 month or longer contracts.
14-day money back guarantee
We'll provide you with a full refund if you choose to cancel your policy within 14 days of the policy start-date, as long as you haven't made a claim. Our service includes a two-week grace period, so that you won't lose out should you decide to change your mind.
We provide unlimited claims
Unlike some other insurance providers in the market, we don't have a limit on the number of claims you can make. That's irrespective of what the cause was. So if your phone gets damaged twice in one year, you don't need to worry as we'll still have you covered.

Data reveals that 42% of iPhone users claim for Accidental Damage

In 2022, 42.2% of iPhone users reporting accidental damage as the reason for their claim, which is twice as much as other models. 59.9% of accidental damage claims overall are due to users dropping their device.

Bearing this in mind, it is imperative to protect your phone against future mishaps!

Having been in the gadget insurance market in Europe for 30 years, we've seen and heard it all. Whether you've damaged your phone by dropping it in the bath, cracked the screen by dropping it out on the street or it's simply broken down, we can help you out.

Sometimes, it doesn't matter how well you treat your phone, accidents can happen at any time, so make sure you get a quote today.

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Frequently asked questions

Yes we will insure old iPhones, however the phone must have been purchased from a VAT registered UK/Republic of Ireland supplier within the last 3 years (from the policy start date). You must be able to support this by providing a valid proof of purchase document.

For policies prior to 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group.

For new policies and renewals after 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Collinson Insurance Europe Limited, regulated and authorised by the Malta Financial Services Authority, with a registration number C8997 and registered office at Third Floor, Development House, St. Anne Street, Floriana, FRN 9010, Malta.

Your policy is administered by AGS Pier GmbH (UK Branch).

Yes, of course. We try to ensure that our list is complete and up-to-date as the iPhone market frequently changes. Please contact us with the details of your iPhone model and we will confirm if we can cover it.

We understand the inconvenience that being without a phone or tablet can cause, which is why we endeavour to have a replacement device in your hands within 48 hours of us approving your claim.

Once we've agreed your claim, we'll endeavour to replace your device with the same make, model and colour. We'll then send it to you as quickly as possible. If your device isn't manufactured anymore, we will provide the nearest comparable model.

We've details exactly what is not covered in the Policy Excess and Key Exclusions and Limitations pages.
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