Smart Watch insurance

Comprehensive smart watch insurance at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

30+ Years


Industry experience
Trustpilot
Trustpilot
As seen on

As seen on The Times
As seen on Finance Digest
loveit coverit

Smart Watch insurance

Comprehensive smart watch insurance at great prices, with experienced in-house customer care.

1 Million+


Gadgets insured

Excellent


Trustpilot score
Trustpilot
Trustpilot
As seen on

As seen on The Times
As seen on Finance Digest
Get an instant quote
Model not listed?

icon

Worldwide cover included
We’re one of the few insurance providers to offer worldwide cover for your smart watch.

icon

Unlimited claims and repairs
We provide unlimited repairs and replacements on all smart watch insurance policies.

icon

12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement gadgets.

Affordable smart watch insurance you can count on

We understand that your smart watch goes everywhere with you – on the morning commute, to the gym, the after work run, or simply picking the kids up – which is why we want to make it quick and easy to get dedicated smart watch and apple watch insurance. Our quality insurance policies cover a variety of devices and manufacturers, ensuring that no matter the make or model, you’ll be able to enjoy great cover for an even better price.

Your smart watch insurance covers you against a multitude of circumstances:

Theft Cover as standard, with a guaranteed like-for-like replacement if your device cannot be recovered.

Accidental Damage is included, ensuring that even if you’re accident prone, you can still have great protection.

Cracked Screen Cover ensures we’ll repair or replace your screen if it’s accidentally broken.

Worldwide are included as standard, so no matter where you are, you’ll be able to claim should the worst happen.

We understand that your smart watch is probably the most exposed piece of tech you have on a day-to-day basis. That’s why we want to make sure you have maximum peace of mind when you step out of the door, with comprehensive smart watch insurance that protects your device against theft and damage.

Show more

Smart Watch manufacturers we cover

Loveit Coverit

Apple
Loveit Coverit

Samsung
Loveit Coverit

Google Pixel
Loveit Coverit

Huawei

What to expect from our smart watch insurance

Accidental Damage

Accidents can happen, usually when you least expect it! But when they happen to your gadget, our cover will put your mind at ease and financially reassure you.

Liquid Damage

Whether it’s dropping your phone in the bath or spilling coffee over your tablet- we have heard it all! Take our cover that protects your gadget against liquid damage, so if the worst does happen to your device, we can repair or replace it in no time.

Cracked Screen

If you’ve dropped your gadget and cracked the screen or found that it’s no longer working properly, we are here to ensure it gets repaired quickly!

Theft

It’s not your fault when your gadget is taken from you, that’s why we’re here to offer you a replacement device and protect you against unauthorised calls.

Mechanical Breakdown

If your gadget breaks down mechanically or an electrical fault occurs outside of its period of warranty, we can cover you.

Smart watch insurance from loveit coverit

When it comes to securing insurance for your smart watch, we know what’s important to you, which is why we offer a range of comprehensive, affordable insurance options to suit your needs. Our policies are easy to follow and jargon free, so all you have to focus on is getting the best protection, while our in-house customer care team sort out the rest.

Why insure your gadget with loveit coverit?

Providing gadget insurance for almost 30 years
As a specialist gadget insurer, we pride ourselves on offering a comprehensive service at competitive prices.
All claims handled by our in-house team
We’re always happy to help, and incredibly proud to offer an end-to-end service. All repairs and replacements are issued from our own repairers, supported by our friendly UK-based customer care team. What’s more, we’re fully regulated by the FCA.
No minimum contract
We won’t tie you down with a 12 or 18-month contract. With loveit coverit your policy is flexible and can be cancelled at any time, subject to terms and conditions. You’ll still enjoy the full benefits of your chosen policy plan, with no hidden surprises.
14-day money back guarantee
Provided you haven’t made a claim, you’ll receive a full refund if you cancel your policy within 14 days of policy the start date. Our comprehensive service includes a two-week grace period, so you won’t be out of pocket if you change your mind.
Unlimited claims and repairs
Many of our competitors only allow you to make one or two claims each year. With loveit coverit, there’s no limit on the number of claims, regardless of whether it’s an accidental damage or theft claim. No matter what happens, we’ve got you covered.
Get an instant quote
Model not listed?
icon

Frequently asked questions

In basic terms, you choose the insurance policy that’s right for you and your gadget, and then check if we’ll cover it. Once that’s sorted, you’ll pay a monthly fee (or one-off annual charge if you feel like it) to ensure you gadget is protected. If something should happen to your smart watch during the policy period, you make a claim and we’ll guarantee you a repair or replacement.

The amount you pay each month will depend on the level of cover you want and the price of the Apple Watch. The more expensive the watch is, the higher the premium will be. However, you have to remember that our insurance will cover you for accidental and liquid damage and theft. In addition, we include Worldwide cover and Accessory cover in our standard policy.

If you want to cancel your smart watch insurance, you’ll need to contact your provider. If you’re on a monthly direct debit, you’ll usually have to pay the remainder of the month, after which you’ll no longer be covered. For annual policies, you’ll be covered until the end of your policy period, after which you’ll no longer be covered.

The majority of smart watch insurance providers will cover your device against damage and theft, ensuring that you’ll get a repair or replacement should the worst happen. Some insurers, like loveit coverit, will even cover you worldwide.
See full FAQ